Dos and Don’ts for Auto Insurance

When searching for auto insurance you will want to find the best deal. While you may think that skimping on coverage is the best way to save money, that’s not the case. Keep these things in mind about getting car insurance when shopping for insurance at Epic Insurance.

Do Make Sure the Policy Reflects Current Needs

Many times, people get their policy and then just forget about it. Different situations could arise that require you to change your policy. Look at the current mileage and value of your car and see if anything has changed. Always make sure to keep your personal information updated. If you have gotten married or an advanced degree, you may be able to save.

Do Consider Collision Coverage

If your car is old, you may not want collision coverage because the insurance company would likely just consider your car a total risk. If you don’t have collision coverage, make sure that you have enough saved or put aside to use for repairs or on a down payment for a new car.

Don’t Get the Bare Coverage

While you have to get the required insurance for Lees Summit, MO, it’s a good idea to get a little more coverage so you aren’t on the hook for car damages or medical expenses and your other assets are protected.

Don’t Skimp on Coverage for Uninsured Motorist Coverage

If you are in an accident with someone who doesn’t have auto insurance, you will be on the hook for all of the expenses if you don’t’ have uninsured or underinsured motorist coverage. While it’s a requirement to have insurance, many people don’t in Lees Summit, MO and you want to make sure you are covered.

Contact an agent at Epic Insurance to find the right auto insurance for your needs.